Schedule of Fees & Guidelines

Schedule of Fees and Guidelines relating to the use of TNG Wallet (the "Schedule")

This Schedule supplements the TNG USERS’ TERMS AND CONDITIONS ("Terms and Conditions") published by TNG (Asia) Limited and constitutes part of the Terms and Conditions thereof. This Schedule shall come into effect on 16 September 2021 and be updated from time to time.

1. The maximum stored value balances in your TNG Wallet are as follows:
   1. For Normal members: HK$ 3,000
   2. For VIP+ members: HK$ 50,000
   3. For Super VIP+ (“SVIP+”) members: HK$ 100,000
2. The annual transaction limits for your TNG Wallet are as follows:
   1. For Normal members: HK$ 25,000
   2. For VIP+ members: HK$ 100,000
   3. For SVIP+ members: Unlimited
3. The administration fee for different top-up channels are as follows:
   1. 7-Eleven, Circle K Convenience Stores: Waived¹
   2. Coin Cart: Waived¹
   3. Coin Dragon: Waived¹ (10% of the fee is charged by the operator, details can be referred to the website of the operator)
   4. E-banking: HK$ 5 if single top-up amount is less than HK$ 100, otherwise it is waived¹
   5. FPS: Waived¹
   6. JETCO ATM: Waived¹
4. General service charges:
   1. P2P Transfer / Scan-2-Pay / Request Payment: Waived¹
      1. Sender request payment cancellation before acceptance: HK$ 5
   2. Bill payment: Waived¹
   3. FPS transfer to local banks and stored value facility (“SVF”) operators:

      1. To any local SVF operator⁵:

         Transaction amount/per calendar month	Service fee payable by member
         First HK$500	Free of charge
         From HK$500.01 to HK$20,000	HK$1 or 0.9% of the transaction amount (whichever is higher) per transaction
         From HK$20,000.01 onwards	1.5% of each transaction amount

      2. To any local bank⁵:

         Transaction amount/per calendar month	Service fee payable by member
         First HK$500	Free of charge
         From HK$500.01 to HK$20,000	HK$1 or 0.9% of the transaction amount (whichever is higher) per transaction
         From HK$20,000.01 onwards	1.5% of the transaction amount

      *The amount for transfer to local banks and e-wallets will be counted separately.
   4. Cash withdrawal at First Exchange or Unison Foreign Exchange:
      1. 1% of transaction amount
      2. The above mentioned fee is not refundable if the transaction is subsequently cancelled or the fund remains unclaimed after 3 days (including the date of submitting the withdrawal instruction and public holidays).
   5. Foreign exchange:
      1. Administration fee is waived¹
      2. Order cancellation or the fund remained unclaimed after 3 days (including the date of submitting the withdrawal instruction and public holidays): HK$ 200²
   6. Global bill payment: Fees varied across countries, details can be referred to the relevant page of TNG Wallet²
   7. Global remittance:
      1. Outward remittance submission: Fees varied across different countries/countries, (minimum fee is HK$ 19) details can be referred to the relevant page of TNG Wallet
      2. Cancellation or amendment: HK$ 19
   8. Global SIM top-up: Fees may vary across different countries/jurisdictions, details can be referred to the relevant page of TNG Wallet²
   9. Change of registered mobile number: Waived¹
   10. Request for cancellation / refund: HK$ 200 (May subject of individual circumstances)
   11. Account closure: Administration fee will be incurred as follows:
       1. Refund via crossed cheque: HK$ 300
       2. Refund via bank transfer: HK$ 150
       3. Refund via FPS: HK$150

   (Administration fee will first be deducted from the account remaining balance at TNG Wallet. No refund will be made to member if the remaining balance is lower than that of the administration fee required)

   12. Inactive account service charges: Waived¹
5. The minimum top-up, transfer and withdrawal amount for a single transaction as follows:
   1. Top-Up
      1. 7-Eleven, Circle K Convenience Stores: HK$ 100
      2. Coin Cart: HK$ 0.1
      3. Coin Dragon: HK$ 0.1 (Details of the charges can be referred to the website of the operator)
      4. E-banking: HK$ 0.01 (May subject to the setting of individual bank)
      5. FPS: HK$ 0.01 (May subject to the setting of individual operator or bank)
      6. JETCO ATM: HK$ 100
   2. Transfer
      1. FPS to any local SVF operator: HK$ 10 (May subject to the setting of individual operator)
      2. FPS to any local bank: HK$ 100 (May subject to the setting of individual bank)
   3. Withdrawal
      1. 7-Eleven, Circle K Convenience Stores, First Exchange and Unison Foreign Exchange: HK$ 100
6. The expected clearing time for different top-up channels and transfer are as follows:³
   1. 7-Eleven or Circle K Convenience Stores: Instant
   2. Coin Cart: Instant
   3. Coin Dragon: Instant
   4. E-banking: Up to 3 working days³
   5. JETCO ATM: Up to 3 working days³
   6. Top-up via FPS: Instant³
   7. Transfer via FPS: Instant³
7. You can request account history record of your TNG Wallet for a service fee as follows:⁴
   1. Transactions within 1 year HK$ 50 for each month, subject to a maximum fee of HK$ 200
   2. Transactions within 2 years HK$ 300
   3. Transactions within 3 years HK$ 500
   4. Each additional year over 3 years HK$ 500

   (up to 7 years)

8. If there is any inconsistency between English and Chinese versions, the English version shall prevail.
9. TNG reserves the rights to amend the service charges at any time without prior notice.