Back

TNG錢包7-11消費可提款 每次最多500元 用家須身份認證

31/08/2017Hong Kong Economic Journal

TNG錢包7-11消費可提款 每次最多500元 用家須身份認證

香港電子錢包運營商TNG Wallet宣布,與7-11便利店的合作擴至24小時提款,是本港首個設提取現金服務的電子錢包。新的提款功能只限經過身份認證(要配合反洗黑錢條例)的TNG Wallet會員使用,每次提款最少100元,上限則為500元,不限每日提款次數,在7-11提款須先消費,另有24間本地找換店可一次過提取5萬元,全球提款點超過18萬個。

年底前可滙款至逾百國家

TNG稱,有大額交易需求的至尊會員(SVIP)申請人,須如銀行般親身開戶,需時約15分鐘,即日審批,而成為尊貴(VIP)會員只須上傳身份證副本。另外,現於美心西餅、759阿信屋、營多超市及Crostini利用TNG支付,有5%現金回贈。

TNG始創人兼行政總裁江慶恩表示,提款服務不收費,雖然7-11有向公司收取合理的費用,但認為毋須轉嫁給用戶。他又稱,錢包現已可向13個地區滙款,其中內地只能滙入而不能滙出,年底前將擴至逾百個國家。

江慶恩指香港有140萬人沒有銀行戶口,TNG已設點的13個亞洲地區也有12億人口未有銀行戶口。他相信TNG可為沒有使用銀行服務的人提供存款及滙款等服務。現時TNG用戶約63萬個,約十多萬是外傭,其餘是香港人,大多未經過身份驗證,該些未驗證的用戶結餘一般少過150元,而驗證用戶每月結餘約2000元。

他稱,TNG以往與很多小商戶合作,但未能打開知名度,去年取得金管局的電子支付牌照後開始得到大型連鎖店的回應,日後會大小商戶一同開拓,目前聚焦於連鎖店和菜市場商戶。為了吸引小商戶,他透露,公司設有首1000萬元交易額不收任何費用的優惠計劃,「無謂為小小收費而拖低市場滲透率」。

擬3年內港或美上市

他確認TNG Wallet正在進行A輪融資,希望盡快完成,之後可有資金拓展交通工具的合作。公司成立兩年已處理過10億美元交易,從2016年10月至2017年6月,增長超262倍,在今年6月交易額為7723萬美元。另外,TNG從香港7-11獲得的增值額由2016年12月的676萬元,增至今年7月的3.17億元。他形容「每逢星期六日7-11都水浸,要排洪」,所以最近談妥提款的合作。江慶恩表示,現時公司每月都有盈利,打算在3年內上市,地點將是香港或美國。

Announces Strategic Exit from Stored Value Facilities ("SVF") business

We would like to announce to our users that we have decided to exit the SVF business due to our consideration for strategic corporate restructuring and realignment. The decision to exit the SVF business was made after a thorough review and deliberation of the company’s portfolio and business strategies. We are working on a non-SVF business for a total transformation of our business to carry our motto of “Make Your Life Easier”. Do take note of our future announcement. 

Customer Protection

TNG Wallet remains committed to supporting its users, merchants, and service partners  during this transition. We have made sufficient provision for financial and administrative resources to meet the float redemption and relevant administrative processes to ensure that all obligations to users, merchants and service partners are met and that users are provided with the necessary guidance and support. 

The existing independent 3rd Party, Custodian agency, (“Tricor Trust (Hong Kong) Limited”) will continue to act as Custodian throughout the redemption process. TNG will commence the exit process today (25 October, at 4:30pm) and all of the services will be terminated by 9 December 2024. From 4:30pm on 25 October 2024 to 6:00pm on 9 December 2024, all TNG users will be able to withdraw your money in TNG Wallet in various ways (see below service list for more info). 

You are encouraged to withdraw the remaining balance via local merchant payment, FPS/ Bank Transfer, P2P Transfer, and MasterCard Purchase on or before 9 December 2024 6:00pm. All relevant service charges will be waived during the period of 25 October 2024 and 9 December 2024. After the termination of TNG services on 9 December 2024, TNG Wallet App will be retired and the management fees will be applied. 

For details, please click this window to find out.