用電子錢包打開你的錢包
電子錢包在港忽然熱門起來，多家機構都要參一腳分杯羹。雲端與流動運算專業人士協會主席陳家豪接受本報訪問時形容，本港的電子錢包競爭情況好比「春秋戰國」般，但其實人們已習慣用現金交易多時，不會突然想改變，反而主要的推動力來自零售商，因現時大氣候不好，要設法刺激市民消費。
盼為零售業帶來新景象
陳家豪預計，隨着電子錢包的盛行，將會為零售業帶來一片新景象。電子錢包公司將收集所有消費者數據提供予零售商，將可達到更精準營銷的作用。現時好多零售商大灑金錢作廣告推廣，其實當中虛耗很大。 他舉例說明，例如TnG知道你剛食完晚飯結賬，它可以立即提供甜品店的優惠資訊，食完甜品又可以再「推」給的士及Uber，成功刺激用戶消費的機會則大增。而甜品店可能需要向TnG付出費用去獲取這些寶貴的客戶消費資訊，這令電子錢包有多重盈利模式。
他補充一個很成功的例子，就是美國咖啡連鎖店Starbucks，推行「電子錢包」後，令原本虧本的生意扶搖直上，主要是因為Starbucks知道客人何時、何地需要什麼樣的產品。電子錢包令顧客與公司的「黏度」大大提高。
■香港文匯報記者 莊程敏
We would like to announce to our users that we have decided to exit the SVF business due to our consideration for strategic corporate restructuring and realignment. The decision to exit the SVF business was made after a thorough review and deliberation of the company’s portfolio and business strategies. We are working on a non-SVF business for a total transformation of our business to carry our motto of “Make Your Life Easier”. Do take note of our future announcement.
Customer Protection
TNG Wallet remains committed to supporting its users, merchants, and service partners during this transition. We have made sufficient provision for financial and administrative resources to meet the float redemption and relevant administrative processes to ensure that all obligations to users, merchants and service partners are met and that users are provided with the necessary guidance and support.
The existing independent 3rd Party, Custodian agency, (“Tricor Trust (Hong Kong) Limited”) will continue to act as Custodian throughout the redemption process. TNG will commence the exit process today (25 October, at 4:30pm) and all of the services will be terminated by 9 December 2024. From 4:30pm on 25 October 2024 to 6:00pm on 9 December 2024, all TNG users will be able to withdraw your money in TNG Wallet in various ways (see below service list for more info).
You are encouraged to withdraw the remaining balance via local merchant payment, FPS/ Bank Transfer, P2P Transfer, and MasterCard Purchase on or before 9 December 2024 6:00pm. All relevant service charges will be waived during the period of 25 October 2024 and 9 December 2024. After the termination of TNG services on 9 December 2024, TNG Wallet App will be retired and the management fees will be applied.
For details, please click this window to find out.