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港資企加入戰團　推手機錢包

05/11/2015on.cc 東網

港資企加入戰團　推手機錢包

【on.cc東網專訊】 繼香港電訊(06823)及數碼通(00315)推儲值支付服務後，再有非金融機構挑戰八達通支付的一哥地位，一家港資公司TNG日前正式推出手機錢包TNG WALLET，惟這類服務衍生一定的監管風險，有業界指出，雖然港府已着手監管這類電子錢包服務，但用戶使用時仍不能忽視其潛在風險。

 
 

TNG WALLET近日通過與零售連鎖店的優惠促銷，數天內成功吸引本地消費者的注目，加上其提供的朋友間點對點(P2P)轉帳、公用服務帳單支付、以至跨境付款支援，較八達通支付服務功能已不相伯仲。

 
 

TNG WALLET及本港前述的兩家手機網絡商已着手提供的電子錢包服務，目前只屬於「多用途儲值卡」，暫時未擁有如八達通的「接受存款公司」資格。金管局發言人接受查詢時亦指出，在該局監管職能架構下，TNG並不屬於持牌銀行、有限制牌照銀行及接受存款公司的認可機構。

 
 

隨着《2015年結算及交收系統(修訂)條例》完成三讀並獲通過，而有關法例將給予市場12個月寬限期。立法會資訊科技界議員莫乃光指出，雖然港府已着手監管這類支付服務，惟消費者亦不宜對服務的潛在風險掉以輕心，用戶除需了解服務商的背景外，亦不宜在這類平台「存入」過多款項，以便在遺失手機或出現技術問題時能減輕損失。

香港消費電子聯盟主席方保僑亦表示，對消費者來說，選用有信譽公司所提供的服務當然重要，而港府亦有責任提醒市民這類服務的安全風險。

Announces Strategic Exit from Stored Value Facilities ("SVF") business

We would like to announce to our users that we have decided to exit the SVF business due to our consideration for strategic corporate restructuring and realignment. The decision to exit the SVF business was made after a thorough review and deliberation of the company’s portfolio and business strategies. We are working on a non-SVF business for a total transformation of our business to carry our motto of “Make Your Life Easier”. Do take note of our future announcement. 

Customer Protection

TNG Wallet remains committed to supporting its users, merchants, and service partners  during this transition. We have made sufficient provision for financial and administrative resources to meet the float redemption and relevant administrative processes to ensure that all obligations to users, merchants and service partners are met and that users are provided with the necessary guidance and support. 

The existing independent 3rd Party, Custodian agency, (“Tricor Trust (Hong Kong) Limited”) will continue to act as Custodian throughout the redemption process. TNG will commence the exit process today (25 October, at 4:30pm) and all of the services will be terminated by 9 December 2024. From 4:30pm on 25 October 2024 to 6:00pm on 9 December 2024, all TNG users will be able to withdraw your money in TNG Wallet in various ways (see below service list for more info). 

You are encouraged to withdraw the remaining balance via local merchant payment, FPS/ Bank Transfer, P2P Transfer, and MasterCard Purchase on or before 9 December 2024 6:00pm. All relevant service charges will be waived during the period of 25 October 2024 and 9 December 2024. After the termination of TNG services on 9 December 2024, TNG Wallet App will be retired and the management fees will be applied. 

For details, please click this window to find out.